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The ultimate objective of commercial banks is to accept various deposits and provide credit facilities to finance businesses/commercial activities. On the other hand, mortgage banks like Goh Betoch Bank, are specialized banks which primarily engage in originating mortgage loans for purchase, construction, expansion and renovation of residential houses, to be repaid up to 30 years period and thereby help customers to realize home ownership.

Goh Betoch Bank is the first privately owned mortgage Bank in Ethiopia and is currently the only mortgage Bank operating in the country.

To the extent of 70% of the value of the house to be purchased, constructed, renovated, and expanded.

Yes. The Bank has designed a graduate mortgage loan facility for minors whose families open a saving account in their name and make deposit as equity contribution until they reached their graduation period so that they will give them a house key at time of graduation, as the Bank will finance up to 90%.