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Home Equity Loan

Home Equity Loan

The loan is released by Goh based on pre-determined schedule for each stage of construction of the new residence. The period of construction will be agreed between Goh and the borrower, and the borrower pays interest during the agreed construction period or the loan term whichever is earlier.
The outstanding balance principal and interest at the end of the construction period or the loan term will be repaid in the next 24 months based on the pre-agreed interest rate and pre-established repayment program.
The outstanding principal is expected to be paid in full within 24 months of the end of the construction period or the loan period. A new interest rate on the outstanding loan is negotiated and applied and interest is paid every month upon expiry of the loan period for construction of the residence

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